About FinMatrix
FinMatrix is a leading fintech company specializing in innovative financial solutions, including AI-driven analytics, risk management, and investment optimization tools. We empower businesses and financial institutions with cutting-edge technology to enhance decision-making, streamline operations, and drive growth in an increasingly complex financial landscape.
Our Vision
"To revolutionize the financial industry by harnessing the power of technology, making advanced financial tools accessible, transparent, and efficient for businesses worldwide."
FinMatrix envisions a future where data-driven insights and automation redefine financial strategies, enabling organizations to thrive in dynamic markets with confidence and agility.
Our Mission
"To empower businesses with intelligent, scalable, and secure financial solutions that optimize performance, mitigate risks, and unlock new opportunities through innovation and expertise."
- Developing AI-powered analytics for smarter financial decisions
- Providing real-time risk assessment tools to safeguard investments
- Ensuring security, compliance, and reliability in all our solutions
Our Payment Solutions
Cutting-edge payment technologies designed to streamline transactions and enhance user experiences.
Seamless UPI Integration
FinMatrix offers seamless UPI (Unified Payments Interface) integration for businesses, enabling instant, secure, and cashless transactions.
- UPI SDK/API Integration: Easy plug-and-play integration for apps/websites
- Multi-Bank Support: Link any bank account for payments/collections
- QR Code Payments: Generate static/dynamic QR codes for merchants
- Fraud Prevention: AI-based transaction monitoring
Use Cases:
E-commerce, retail, bill payments, peer-to-peer (P2P) transfers
Real-time Interbank Transfers
FinMatrix provides IMPS (Immediate Payment Service) APIs for 24/7 real-time interbank transfers.
- Instant Fund Transfers: 24x7 processing with <30-second settlement
- NEFT/RTGS Alternative: Lower fees for urgent small-to-mid transfers
- Bulk Payouts: Salary disbursements, vendor payments, refunds
- MMID-Based Transactions: Mobile-friendly without IFSC/account details
Use Cases:
Gig economy payouts, emergency transfers, B2B payments
Biometric Banking Solutions
FinMatrix's Aadhaar Enabled Payment System (AEPS) enables cashless banking via biometric authentication.
- Banking for All: No card/phone needed—just Aadhaar + fingerprint
- Micro-ATM Services: Cash withdrawal, deposit, balance inquiry
- eKYC Verification: Instant customer onboarding
- Offline Accessibility: Works in rural/low-internet areas
Use Cases:
Rural banking, BC (Business Correspondent) networks, government subsidies
Unified Bill Payment System
FinMatrix's Bharat Bill Payment System (BBPS) API automates bill collections with pan-India coverage.
- Single-API Integration: 20,000+ billers (electricity, water, gas, DTH, etc.)
- Multi-Channel Payments: Apps, POS, agents, IVR
- Instant Confirmation: Real-time status updates
- Auto-Pay Options: Schedule recurring bill payments
Use Cases:
Utilities, fintech apps, NBFCs, aggregators
Success Stories
See how we've helped financial institutions transform their payment infrastructure
Major Bank UPI Implementation
How we helped a leading bank process 10 million+ UPI transactions daily with 99.99% uptime.
Payment Gateway Integration
How we enabled a fintech startup to process payments across multiple channels seamlessly.
Rural Banking Solution
How our AePS platform helped extend banking services to underserved rural communities.